Did you get an unknown, unauthorized credit card charge from a website that looks like gibberish? You could have been tricked in to signing up for a dating or porn service, without your knowledge.
If you have found this site, by searching the name of a mysterious credit card charge, most likely it is fraudulent.
Lets walk through what probably happened…
Unauthorized Credit Card Charges can start from Get Verified Scams
These scams abound on online dating sites and applications. You could have been on Craigslist, or Tinder, Baddoo, or KiK, or wherever. The truth is that even the most reputable online dating sites have scammers lurking in them.
In the “Get Verified” scam, your “date” directed you to a website that asked you to use a “free” verification service. In fact, there is a deliberately hidden charge or charges that you incur without your knowledge.
You can see exactly, how these sites work in this post: Get Verified: Tinder, Badoo, and Craigslist – Matrix of a Scam
For this post, I will focus on what the consumer experience is, and why these unknown credit card charges are fraudulent. There are thousands of these “get verified” sites. They come and go. I will pick one that is currently active, “Safe and Single” – freehookupmembar.com [sic].
The Get Verified scam site, routes you to a billing site for a dating website. It looks like gibberish, but there is an association that is occurring. For instance GFNDAT.com is the billing name and sign up site for GoFindDates.com
Lets start at the beginning, so you can understand what is going on.
The email Click
It starts with get an email or message from “Anita” with a link that says “My Profile”, which links to freehookupmembar.com/Anita-M/.
What you see
When you land on the site, you are presented a page that shows some fake information about a woman, whom you can meet, but you have to verify, “for Free”. This is what you will see:
After you type in the basic information, the page changes, and it looks like this:
What you cannot see
Thru use of a web programming command called iframe, you are really typing your information in another website without you knowing it. In this instance, the site that is being presented is gfndat.com (go find dates). The first page looks like this
OK no big deal. Look at the second part, taking note of the difference in the grey areas of the web page:
Here is the important part from the fine print:
Your access to Dates.Hookup includes a 2 day free trial promo to Go Find Dates. If you choose to remain a member of Go Find Dates beyond the trial period, your membership will renew at thirty nine dollars and ninety nine cents.
It doesn’t say it here, but that $39.99 is a per month charge.
The way that the freehookupmembar.com site uses the iframe command, you cannot see fine print, you have no ability to see it – unless you go to the source code, and click on the iframe link. This is something that the average consumer could not know how to do. I don’t want to get too technical, but lets look a little at the code. Here is a picture of the actual iframe command from the web site code, with my emphasis:
The “src” shows the website that is controlling the content of the site. The “width” and “height” (number of screen pixels) is set to only show a part of the target page. The “scrolling=no” prevents you from scrolling to the part of the page that you cannot see.
The uetrk.com site acts as a controller, that sends you thru other sites that rotate the dating sites where you are really typing your information. Each time the site is used, it could land in a different dating site. You can read how this happens in detail in the post: Get Verified: Tinder, Badoo, and Craigslist – Matrix of a Scam.
The dating sites web page is designed to be used this way.
The pictures in “what you cannot see” (above) show the entire web page. That web page, where you are really typing your information, contains only the basic data entry elements and the hidden text. Contrast that to any web site where you are signing up for a service, where you have a full page of content that describes where you are and what you are doing. Said differently, the owner of the the branded dating site created a page specifically for someone else to use to sign up to their site.
Lets Summarize what happened
- You are asked to verify by typing in a credit card.
- You are shown that it is a free service (repeatedly).
- You are sent to a different page, without you knowing it.
- The page that shows the credit card charge is deliberately hidden from you – and – overt steps have been taken to prevent you from seeing it.
- You have no idea you have this charge, until after your “trial period” is over.
A reasonable finding of facts would conclude this is fraud. You might be sent an email that reminds you, which could easily end up in the spam folder. Even if you do see the email, you are not aware you have a charge, so you typically would not look for it.
It could cost you even more…
These sites typically to operate in two different modes. Usually as described above. Sometimes they refer you to a site, that signs you up for 3 different pornographic / webcam sites, at almost $130.00 per month.
If you have been snagged by this scam
Call your bank, and dispute the charges. You should also send written notice within 60 days after the charge appeared on your card, this ensures your rights as a cardholder are protected. Please feel free to refer to this post. Any fraud investigator at a bank will be able to take the information I have posted here and verify it. Chances are the bank will just reverse the charge as deceptive or fraudulent, and that will be that. You also need to cancel your credit card. You cannot be sure who has your credit card number.
If you go to the gibberish site, what you will find is a page that is targeted towards handling disputes to the charges. They discourage you from disputing the charges with your bank, and they want to handle it themselves. In doing this, you will need to provide them more personal information. No doubt they want you to do it this way so that their merchant account doesn’t get suspended.
My opinion… it is not reasonable to continue to interact with parties who have deliberately deceived you. A reasonable finding of facts would conclude this is fraud. I strongly advise that you NOT contact them and give them any more information about you.
These companies are shadowy 1-2 person organizations using a 3rd party for the services. In this case, the gibberish site gfndat.com, is run by Fluffy Bunnies Limited, Marston Moretaine Bedford, England. The UK Companies House directory lists Natasha Singh-Layal as the director. Companies House shows 9 companies with the same address. (Really… Fluffy Bunnies? I couldn’t make this up if I tried.)
Do you really trust Natasha from Fluffy Bunnies? Me neither. Work with the bank who issues the credit card, whom you know and trust.
Visit the Consumer Financial Protection Board for additional information on disputing a credit card charge.
The Billing Sites
Based on my research, I believe that there are tens-of-thousands of these billing sites and corresponding dating sites that have resulted in fraudulent credit card charges. I will post them here as I find them.
Note that you can usually take the Dating Site name, and add a .com and find the dating site.
|Billing Site||Dating Site|
|abpardt.com||Above Par Dating|
|adthkpdt.com||Adult Hookup Dating|
|afedak.com||After dark romance|
|bcmbssdv.com||Become Totally Obsessed In Love|
|btngfnsmt.com||Boating Fans Meet|
|caced.net||Loving Your Vagina|
|cmegtlve.com||Come Get Love|
|cmttdngv.com||Commit To Finding Love|
|Cnfdep.com||Confident People Meet|
|Cntmve.com||Count Me In for Love|
|cntryklv.com||Country Folk Love|
|cpdfdr.com||Cupid Finds Romance|
|cvefsg.com||Active Fit Singles|
|dcnnve.com||Find Continual Love|
|dcvrdrnlv.com||Discover Adoring Love|
|dghewa.com||Riding The Love Wave|
|dscrdtnsrv.com||Discrete Dating Service.|
|dscrtdtdtn.com||Discrete Adult Dating|
|dsctdtydt.com||Discrete dirty dating|
|dsctnghdng.com||Discrete Naughty Dating|
|dwnthsrd.com||Down This Road Again|
|edyfue.com||Ready For My True Love|
|ewshgs.com||Jewish Single Spot|
|eydgse.com||Easy Dating Site.|
|fedats.com||Find More Dates|
|fmtchd.com||Fun Matches Date|
|fncyes.com||Fancy Love Matches|
|fndhp.com||Find our happiness|
|fndmnstv.com||Find Me Earnest Love|
|fshvsmtp.com||Fetish Lovers Meetup|
|gdlksng.com||Good Looking and Single|
|gdnfvmth.com||Garden Of Love Matches|
|Gfesdv.com||Golfers Need Love|
|hgndrtnshp.com||Hugs And Love Relationships|
|hkpdrtydtg.com||Hook up Dirty Dating|
|hkpdtgsrvc.com||Hook up Dating Service|
|horura.com||Young Adult Xxx|
|hrthrbdt.com||Heart Throbs Date|
|jstadte.com||Just A Date Singles|
|kngfmy.com||Looking For My Honey|
|kwikneo.com 8669639485||Easy Sex Gold|
|lammeh.net||My Adult Playpen|
|lcllv.com||Locals Find Love|
|lvbzdt.com||Love Buzz Dating|
|lvnfswng.com||Love in full swing|
|mdbfskym.com||Married But Frisky Matches|
|mgcpkm.com||Magical Spark Matches|
|mlvcht.com||Movie Lovers Chat And Date|
|mnltdin.com||Moon light dining|
|ndutda.com||In And Out Dating|
|ndvehh.com||Find Love That Heals|
|nevrve.com/||Nature Lovers In Love|
|nghmtchhkp.com||Naughty Match Hookup|
|nghyhkpdtg.com||Naughty Hookup Dating|
|nngvem.com||Way Internet Marketing Limited|
|nrchfbss.com||In Search Of Blissful Love|
|ntjsflng.com||Not Just A Fling|
|ornati.net||Giant Cock Cravers|
|ppevem.com||Proper Love Matches|
|prchrt.com||Precious Hearts And Love|
|ptpplfnd.com||Pet People Find Love|
|rmnceway.com||Romance on the way|
|sdvnghkp.com||Seductive Singles Hookup|
|skcpvngv.com||Seek Captivating Love|
|skdzzngd.com||Seekout Dazzling Dates|
|sklvunt.com||Ski lovers unite|
|skrllve.com||Seek Real Love|
|skyrcmp.com||Foxy Media BV|
|smfnd.com||Summer Fun Dating|
|smpgdte.com||Same Page Dating|
|tsdtchth.com||Lets Date Eachother|
|tuvmep.com||True Love Meetups|
|ukyemt.com||Funky Lovers Meet|
|usbutu.com||Our Love Is Beautiful|
|wantav.com||Want a Love to Last|
|wkuget.com||Work Out Together In Love|
|wkupse.com||Wake Up Now Singles|
|ynglvmt.com||Young lovers meet|
|ynngpssn.com||Yearning For Passion|